Text Box: Text Box: Text Box: www.US1Realty.net                                                                                           303-422-8899
Text Box: www.USoneRealty.com
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Text Box: Text Box: WHAT ABOUT KNOWN DEFECTS IN THE HOUSE ?
Before making your purchase offer, ask your agent for a full written Seller’s Property Disclosure if all known defects in the home you want to buy.  Ask for a copy of this seller disclosure statement.  If there is none, your agent will have such a form available which the seller can asked to prepare.


WHAT CONTINGENCY CLAUSES DO I NEED ?
Virtually every home purchase offer should
contain at least two contingencies: (a) a finance contingency clause and (b) a professional inspection and approval  contingency clause.  Even  though you are pre-approved for a home loan, you still need a finance contingency clause just in case the house doesn’t appraise for the amount of your purchase price.  You also need a professional inspection contingency clause so you can have the house thoroughly inspected after your purchase offer is accepted by the seller.  Your Real Estate Agent can give you full details.








WHAT PERSONAL PROPERTY IS INCLUDED?
Most  pre-printed home purchase contracts specify what personal property will be included in the sales price of the home.  Be sure to itemize any personal property you want to be included in the sales price even if the listing information says they are included so there is no misunderstanding.


HOW MUCH WILL MY CLOSING COST BE?
Ask your Real Estate Agent to prepare a written estimate of your closing cost.  There are the expenses you will be expected to pay at the time of the sale closes.  Closing costs to anticipate include loan fees, homeowner’s insurance, property taxes, closing fees, transfer fees, recording fees and perorations.  


Good Luck!
Text Box: This page was prepared to give Buyers some knowledge before purchase.
Text Box: DO I NEED TO BE PRE-APPROVED ?
Most certainly.  The reason it is so critical for home buyers to shop for mortgage financing before shopping for a home is the financing will determine the maximum you can pay for your home.  Most home loan lenders will be eager to get you pre-approved. 

303-422-8899
Golden Gate Mortgage     

WHAT TYPE OF HOME DO I WANT ?
Please take some time to write on a separate piece of paper the type of home you want and the features it must have, keeping in mind the price range you have been pre-approved for.  Be reasonable and practical.

HOW SOON MUST I BUY A HOME ?
Once you have been pre-approved it’s up to you.  Real Estate Agents will show you homes in your price range with the features you require and allowing you to choose when the time is right for you.

WHAT COMMUNITY LOCATION DO I PREFER ?
Every location has its pros and cons.  The best location for you might be close to your job location or schools.  School quality greatly influences home value, their potential for future market baler appreciation, and ease of resale.

HOW TO FIND A TOP REAL ESTATE AGENT ?
After you have answered the previous four questions you will be ready to select a Real Estate Agent to help with your home search.  This is because you want a Real Estate Agent who is familiar with the community where you have decided to buy a home.

303-422-8899
US1 Realty

HOW MUCH IS FAIR MARKET VALUE ?
Before making a purchase offer, ask your agent to prepare a written CMA (comparative market analysis) form showing the fair market value of the home.  This is like a “mini-appraisal” form.  It shows recent sales prices of comparable nearby homes as well as asking prices of other neighborhood homes currently listed for sale.